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-Easy Navigation
-Access to pricing from hundreds of companies
-High Savings Potentials
-Analytic Data from Thousands of Policy Holders
-Input from Health & Life Insurance Agents
-Securely browse and compare options
Privacy Policy
Notice to California Residents (Learn more about your California Privacy Rights and our Notice of Collection of Personal Information).
Consumer Privacy Disclosure
Welcome to Spyglass Leads, owned and operated by Spyglass LLC, LLC and its subsidiaries (collectively referred to as "Spyglass", "we", "us", or "our"). Your privacy and the security of your information are of utmost importance to us. This privacy policy outlines how we collect, protect, share, and use your information when you visit our website www.SpyglassLeads.com
and use our various services and platforms (referred to as "Website(s)" or "Site(s)"). This policy also applies to Spyglass LLC affiliates.
Information We Collect
Identifying Information: We may collect personal information such as your name, address, phone number, email address, and Social Security Number. We might also collect similar information about co-borrowers or individuals you provide information about.Other Information: Additionally, we gather non-identifying data, demographic information, and details about your online activities.
How We Collect Information
Information Provided by You: You provide information to us when you make inquiries or interact with our services through online forms, phone calls, or other means.Information from Third Parties: We obtain data from credit bureaus, lead generators, and partners with relevant financial and demographic information.Information from Cookies and Tracking Technologies: Our website uses cookies, web beacons, and similar technologies to track your preferences and website usage. This may include IP addresses, browser type, ISP, referring/exit pages, and other data. You can choose to block cookies, but some parts of the site may not function properly.
How We Use Information
We may use collected information to:
Provide requested products and services.Enhance customer service and improve our website.Personalize your user experience.Communicate with you about products and services that might interest you.Manage our business operations.
Who Do We Share Your Information With?
Spyglass LLC Affiliates: We may share your information with Spyglass LLC affiliates and Partners: To deliver the products and services you request, we may share your information with lenders and third parties in our network (collectively "Network Partners"). Please note that Network Partners may retain and use your information as described in their respective privacy policies and Business Partners: We may share your information with financial companies and business partners offering products and services we believe may interest you.Spyglass LLC Service Providers: Information may be shared with service providers who perform specific tasks on our behalf.Other Situations: We may disclose your information when required by law, to investigate illegal activities, protect our business and users, or in connection with corporate transactions.
Cookies and Do Not Track
We use cookies and tracking technologies. The site may not respond to Do Not Track requests from some browsers.
Marketing and Communications
You can modify your communication preferences or unsubscribe by emailing
support@spyglassleads.com or using the unsubscribe link in certain emails.
Updating and Accessing Your Information
You can access or update some information through our site's interface. For loan request updates, contact Customer Care at
.
How We Protect Your Information
We employ physical, electronic, and procedural measures to safeguard your information. While we take security precautions, we cannot guarantee absolute security.
Changes to this Privacy Policy
We may update this privacy policy at any time. Please check this page regularly for changes.
Visiting our Websites from Outside the United States
Our services are designed for the United States and governed by its laws.
Compliance with Children’s Online Privacy Protection Rule
Our services are not intended for individuals under 18, and we do not knowingly collect personal information from them.
Online Tracking Opt-Out Guide
To opt-out of online tracking, follow the instructions below:
Block cookies in your browser settings.Limit use of mobile advertising IDs for interest-based ads in your mobile device settings.Use privacy plug-ins or browsers to block third-party cookies/trackers.Opt-out using platform opt-out features provided by advertising partners:Google: https://adssettings.google.comFacebook: https://www.facebook.com/about/adsTwitter: https://twitter.com/personalization Tik Tok: https://ads.tiktok.com/marketing_api/docs?rid=pywkyi6r9g&id=1688307494867970Utilize opt-out options offered by the Digital Advertising Alliance and Network Advertising Initiative.
How to Contact Us
If you have any questions about this privacy policy or your dealings with Spyglass, please contact us at:
Compliance Officer
PO Box 722 2491 N Mount Juliet Rd. Mount Juliet TN 37121
Email: support@spyglassleads.com
NOTICE TO CALIFORNIA RESIDENTS
This CCPA Notice applies to California residents interacting with us through our consumer websites, email alerts, blogs, non-financial product or service accounts, or job applications on our websites. For details, please refer to our Privacy Practices and your Privacy Rights in this CCPA Notice. Please note that we may also disclose personal information as described in the "Who Do We Share Your Information With?" section of the Privacy Policy.
Privacy Rights
Under the CCPA, you have the right to:
Request information about how we collected, used, and shared your Personal Information in the past 12 months.Request a copy of your personal information that we maintain.Ask us to delete your personal information that we collected or maintain.
To Submit a Request
Email:
Identity Verification
We will verify your identity before responding to your request.
Authorized Agents
California residents may empower an "authorized agent" to submit requests on their behalf, provided the agent has written authorization confirming authority.
Notice of Collection of Personal Information
We list the categories of your information that we collect and the business and commercial purposes for our use in the detailed chart above.
The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself. After you pay your deductible, you usually pay only a copayment or coinsurance for covered services. Your insurance company pays the rest.
Coinsurance
The percentage of costs of a covered health care service you pay (20%, for example) after you've paid your deductible.
Let's say your health insurance plan's allowed amount for an office visit is $100 and your coinsurance is 20%.If you've paid your deductible: You pay 20% of $100, or $20. The insurance company pays the rest.If you haven't met your deductible: You pay the full allowed amount, $100.
Also called an Out-of-Pocket Maximum / Limit.
The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits.
The out-of-pocket limit doesn't include:
Your monthly premiums
Anything you spend for services your plan doesn't cover
Out-of-network care and services
Costs above the allowed amount for a service that a provider may charge
Continue Reading at healthcare.gov/glossary/out-of-pocket-maximum-limit/
Any insurance plan that meets the Affordable Care Act requirement for having health coverage. To avoid the penalty for not having insurance for plans 2018 and earlier, you must be enrolled in a plan that qualifies as minimum essential coverage (sometimes called “qualifying health coverage”). Examples of plans that qualify include: Marketplace plans; job-based plans; Medicare; and Medicaid & CHIP.
Continue Reading at healthcare.gov/glossary/minimal-essential-coverage
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